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No, not a troll, a program. You can find these tools at most mortgage and financial websites and they calculate things pertaining to instance monthly payments, exactly how much prepaying a mortgage will help and amortization periods. Another common tool may be the prequalification calculator, a single tells you what you can borrow. How are they going to work?
If you buy a calculator then you can always sell the program. Of course you don't know what price marketing it for in the future but si...
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